In today’s world, having a good health care insurance policy for your family is like having a superhero guardian in your back pocket. With the increasing costs of medical treatments, medicines, etc. resembling a rollercoaster ride, having the right coverage is no longer a luxury—it’s a necessity.
Protecting Your Wallet: Picture this: You slip on a banana peel and end up in the hospital. Without insurance, that could be a slippery slope to financial ruin faster than you can say, “ouch”, after your fall.
Peace of Mind: Knowing that you’re covered for unexpected medical expenses can lift a weight off your shoulders heavier than a sumo wrestler in a hot tub.
Preventive Care: A good insurance policy often covers routine check-ups and preventive care, which is like giving your body a tune-up before it breaks down on the highway of life.
Emergency Preparedness: Just like having a spare tire in your trunk, having health insurance means you’re prepared for the unexpected health potholes that life may throw your way.
Choosing Wisely: Selection of right policy is crucial. It’s like finding the perfect pair of shoes—not too tight, not too loose, just right. Look for a policy with a sufficient sum assured that fits your family’s needs like a glove.
Network of Providers: Make sure your policy includes a wide network of healthcare providers. You don’t want to be stuck with a policy that limits you to seeing your favourite doctor or desired treatment in your desired health care centre.
Read the Fine Print: Don’t let the fine print sneak up on you like a ninja in the night. Take the time to read and understand the policy details, or you might end up feeling more confused.
Customer Service: A good insurance company should have customer service reps that are more helpful than a GPS when you’re lost in the woods. Make sure they’re there to guide you through the maze of medical jargon.
So, in conclusion, investing in a good health care insurance policy is not just a smart move—it’s a lifesaver. Plus, it gives you one less thing to worry about, leaving you more time to focus on the important things in life.
Partha Khargharia
MSc (HA), LL.M
Hospital Consultant
Sanjevani Hospital
Maligaon, Guwahati – 781011
