Bank holidays in July: As per the Reserve Bank of India’s (RBI) list of holidays, 8 holidays are state-specific holidays for different festivals across different states and others are weekend holidays.
Public and private sector banks will remain shut for 15 days in July this year. In addition to weekends, banks will be closed on occasions like Muharram, Guru Hargobind Ji’s birthday, Ashoora, and Ker Pooja. As per the Reserve Bank of India’s (RBI) list of holidays, 8 holidays are state-specific holidays for different festivals across different states and others are weekend holidays.
Banks will remain closed across Jammu and Srinagar on July 5 on the occasion of Guru Hargobind Ji’s Birthday and across Aizawl on MHIP Day on July 6. Banks will also remain closed on July 11 on the occasion of Ker Pooja across Tripura.
Banks are closed on the occasion of Muharram on July 29 across Tripura, Jharkhand, West Bengal, Mizoram, Maharashtra, Madhya Pradesh, Uttar Pradesh, New Delhi, Rajasthan, Himachal Pradesh, Tamil Nadu, and Andhra Pradesh.
The central bank classifies these holidays as Holiday under the Negotiable Instruments Act, Holiday under the Negotiable Instruments Act and Real Time Gross Settlement Holidays, and Banks’ Closing of Accounts. Bank holidays in July may vary from state to state as holidays are decided by factoring in local festivals.
Bank customers will not face problems with bank-related work as ATMs, cash deposits, online banking, and mobile banking will continue to function as usual.
People are, however, advised to keep a tab on bank holidays in the next month before planning their bank-related work including the exchange or deposit of Rs 2,000 banknotes. The deadline for exchanging Rs 2,000 notes is September 30.
Banks will remain closed in July 2023
| Date | Occasion | States |
| July 2 | Sunday | |
| July 5 | Guru Hargobind Ji’s birthday | Jammu and Srinagar |
| July 6 | MHIP Day | Mizoram |
| July 8 | Second Saturday | |
| July 9 | Sunday | |
| July 11 | Ker Pooja | Tripura |
| July 13 | Bhanu Jayanti | Sikkim |
| July 16 | Sunday | |
| July 17 | U Tirot Sing Day | Meghalaya |
| July 21 | Drukpa Tshe-zi | Sikkim |
| July 22 | Fourth Saturday | |
| July 23 | Sunday | |
| July 28 | Ashoora | Jammu and Srinagar |
| July 29 | Muharram (Tajiya) | Tripura, Jharkhand, West Bengal, Mizoram, Maharashtra, Madhya Pradesh, Uttar Pradesh, New Delhi, Rajasthan, Himachal Pradesh, Tamil Nadu, and Andhra Pradesh |
| July 30 | Sunday | |
| July 31 | Martyrdom Day | Haryana and Punjab |
